Terms of Service

These terms and conditions set out the terms and conditions on which we offer to supply to you products advertised on this Website.

All references in these terms of use and conditions of sale to the “website” or “Website” refer to this website foresight.is; to “we”, “us”, “our” and “Foresight” refer to Foresight; and to “you” and “your” are to you, the user / buyer; the “Product” refers to any material you download from the Website.

This Website is designed for you — please read these terms and conditions as they protect your interest, and if you have any comments, problems or any questions regarding our Website and/or products and services featured, please get in touch with us.

By using or accessing our Website and/or placing any order(s), you agree to be legally bound by these terms and conditions.

USE OF OUR WEBSITE

Every effort is made to ensure the complete accuracy of the content on the website, including the description of our products, however it is possible that errors may occur. We make a good faith effort to display the structure and design of the financial models on the website through the photos and videos as best as we can.

The content of the pages of this website is meant to be illustrative and is for your general information and use only. It is subject to change without notice. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

THE FINANCIAL MODELS

The financial models (Standard, Venture, SaaS, Commerce, Marketplace, Services, App, Advertising, and more, and past models Complete, Starter, Crowdfunding) and educational courses have been designed for your use to estimate and project your financials for your business idea. They include some benchmark data and structure to help you create your projections, but you will need to modify the assumptions and structure to fit your business. We do not accept any liability for damages in using the financial models.

WE ARE NOT FINANCIAL ADVISORS

We provide information designed to educate and inform entrepreneurs. We and our Products are not intended to provide legal, tax or financial advice. We are not financial planners, brokers or tax advisors. The Product is intended only to assist you in your financial organization and decision-making and is broad in scope. Your financial situation is unique, and any information and advice obtained through the Product may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual situation.

PRICING AND PAYMENT DETAILS

All prices quoted are in US Dollars and are inclusive of tax (as applicable), except for VAT. VAT is charged applicable to your location and is additional to the listed price. The price does not include any delivery cost. Prices may change at any time, but will not affect orders which have already been shipped. Our Website may contain a number of products and it is always possible that, despite our best efforts, some of the products listed on our Website may be incorrectly priced. We are under no obligation to provide the product to you at the incorrect (lower) price, if the pricing error is obvious and unmistakable and could have reasonably been recognized by you as a mispricing.

Full payment will be taken at the time of placing your product order, and we reserve the right to obtain validation of your payment before accepting your order. If your order is rejected, for whatever reason, and payment has been accepted, you will receive a full refund.

PROCESSING YOUR ORDER

Our products are offered for sale subject to availability and our acceptance of your order, which we reserve the right to reject without reason. However, we will inform you as soon as possible if the products you have ordered are not available or if your order has not been accepted, and a full refund will be given for orders which are rejected.

We may from time to time issue gift or promotional codes relating to the purchase of the products. These gift or promotional codes will only be available on the terms specified at the time of issue. Should you attempt to make an order for products using a gift or promotional code issued to another individual and/or for purposes other than those for which it was granted, we shall be entitled to reject such order. A refund will be given for all rejected orders.

After you have placed an order with us for the purchase of products, you will receive an e-mail confirming the transaction of your order.

SHIPPING

When you pay for a financial model, you will be given the option to download the model immediately, and will receive an email to the email address you supplied in the purchase process with the financial model attached. Orders normally ship immediately, if you do not receive the email with the financial model, please check your spam folders. If for some reason you have not received your product, please let us know. Email us at: hello@foresight.is.

RETURNS

We cannot accept returns for any reason.

LICENSE GRANT

Subject to your compliance with these Terms, you are hereby granted a non-exclusive, limited, non-transferable, revocable license to use the Product as we intend for them to be used. You are licensed to keep, for your own personal records, electronic or physical copies of documents you have created from the Product. You may not copy the content of our forms or agreements for use or sale. Any rights not expressly granted in these Terms are reserved by us.

Resale or unauthorized distribution of materials downloaded from the website is strictly prohibited. Use of these materials is for your personal or business use. Any resale or redistribution of our materials requires express written consent from us.

INTELLECTUAL PROPERTY RIGHTS

We retain all right, title and interest in and to the Product, including, without limitation, software, images, text, graphics, illustrations, logos, service marks, copyrights, photographs, videos, music, and all related intellectual property rights. Except as otherwise provided in this agreement, you may not, and may not permit others to: (i) reproduce, modify, translate, enhance, decompile, disassemble, reverse engineer or create derivative works of any of our Product; (ii) sell, license, sublicense, rent, lease, distribute, copy, publicly display, publish, adapt or edit any of our Product; or (iii) circumvent or disable any security or technological features of our Product.

The design, text, graphics, selection and arrangement thereof and services and the legal forms, documents, guidance and all other content found on our website are the copyright © of us. All rights reserved.

DISCLAIMER

We are always seeking to deliver an excellent Product to you. However, from time to time, some of the information, software, products, and services made available through the website may include inaccuracies or typographical errors. Thus information received from us should not be relied upon for personal, medical, legal, or financial decisions. You should consult an appropriate professional for specific advice tailored to your situation. In short, your use of our Services is at your own risk.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, SUPPLIERS AND DISTRIBUTORS MAKE NO WARRANTIES, EITHER EXPRESS OR IMPLIED, ABOUT THE SERVICES. THE SERVICES ARE PROVIDED “AS IS.” WE ALSO DISCLAIM ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. INFORMATION AND OPINIONS RECEIVED VIA THE WEBSITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE, OUR AFFILIATES, SUPPLIERS OR DISTRIBUTORS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY LOSS OF USE, DATA, BUSINESS, OR PROFITS, REGARDLESS OF LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN WARNED OF THE POSSIBILITY OF SUCH DAMAGES, AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

OUR AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES SHALL IN NO EVENT EXCEED THE GREATER OF $500 OR THE AMOUNT PAID BY YOU TO US FOR THE 12 MONTHS PRECEEDING THE SERVICES IN QUESTION.

INDEMNIFICATION

You shall defend, indemnify and hold us and our officers, directors, shareholders, and employees, harmless from and against all claims, suits, proceedings, losses, liabilities, and expenses, whether in tort, contract, or otherwise, that arise out of or relate, including but not limited to attorneys fees, in whole or in part arising out of or attributable to any breach of this Agreement or any activity by you in relation to the Sites or your use of the Product.

THIRD PARTY WEBSITES

We may provide links on our website to the websites of other companies, whether affiliated with us or not. We cannot give any undertaking, that products you purchase from companies to whose website we have provided a link on our website, will be fit for purpose or of satisfactory quality, and any such warranties are DISCLAIMED by us absolutely. This DISCLAIMER does not affect your statutory rights against the third party seller.

PRIVACY

Your privacy is important to us - please see our full privacy policy at foresight.is/privacy to understand how we protect your personal information.

CHILDREN’S USE OF THE WEBSITE

We are committed to protecting the privacy of minors and does not sell products for purchase by children under the age of 18. Our website is not promoted to minors and if as the user you are under 18, you may use foresight.is only with the involvement of a parent or guardian. Should it come to our attention that minors under the age of 18 have been purchasing through our website, their personal information will be removed from our records.

NOTICES AND COMPLAINTS

All notices given by you to us (including any complaints that you may have) should be sent to Foresight.

By e-mail to: hello@foresight.is

By post to: Unstructured Ventures, LLC, PO Box 5226, Pittsburgh, PA 15206 USA

We may give notice to you at either the e-mail or postal address you provide to us when placing an order. Notice will be deemed received and properly served immediately when posted on our Website, 24 hours after an e-mail is sent, or two days after the date of posting of any letter. In proving the service of any notice, it will be sufficient to prove, in the case of a letter, that such letter was properly addressed, stamped and placed in the post and, in the case of an e-mail, that such e-mail was sent to the specified e-mail address of the addressee.

JURISDICTION

These terms and conditions shall be governed by, and construed in accordance with, the laws of The United States of America. Disputes arising here from shall be exclusively subject to the jurisdiction of US courts.

ENTIRE AGREEMENT

These terms and conditions, our privacy policy and any document expressly referred to in them represent the entire agreement between us in relation to the subject matter of any contract and supersede any prior agreement, understanding or arrangement between you and us, whether oral or in writing.

You and we acknowledge that, in entering into a contract, you have not and we have not relied on any representation, undertaking or promise given by the other or be implied from anything said or written in negotiations between you and us prior to such contract except as expressly stated in these terms and conditions.